JANUARY WISDOM

 *As you're preparing to receive your first salary for the year 2022*

*January  Wisdom*

J- oin contribution if you are a salary earner it will help you a lot. 

A- void unnecessary expenses because things may slow down for the next two months.

N- egotiate for something moderate don't copy others who pay heavily for same quality and quantity. No competition In life.

U- nderstand the economy and plan ahead of time because you can't predict another economic meltdown in a country where almost everybody want to steal.

A- void the temptation of women, friends, relatives, who have the habit of   lavishing your resources. 

R- educe the number of days you fuel your generator. At least feel the pains of others who don't have one. It makes you appreciate God's blessings and his supply.

Y- ou should be wise/careful the way you take loan, always learn to be contented with what you have.

I hope this will help someone